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I Worked at Capital One for Five Years. This is one way We Justified Piling Debt on Poor Users.
The subprime lending giant is really a textbook instance in creating a corporate tradition of denial.
2, 2019 october
Illustration by James Heimer
First thing you must know about a lady i understand, who I’ll call Annie, is during their last moments that she volunteers to sit at the hospital with people who are going to die alone, who have no family or friends to be with them. “It’s clearly sad, ” she said, “but i’m that I could share some. Like We have sufficient good power” And share she does: She cooks her colleagues’ favorite sweets with regards to their birthday celebration; she organizes anti-racism workshops and attends justice that is racial; she teaches ESL classes to current immigrants. Annie is, in a nutshell, a tremendously person that is nice. She works difficult at being good, become friendly and sort to any or all she fulfills.
She additionally, for a while, made an income offering charge cards with a high rates of interest to those who had been scarcely making ends satisfy.
Annie and I also worked together at Capital One for 36 months. For the months that are few I happened to be her employer. We oversaw the bank’s “secured card” product—a credit card marketed source site to individuals whoever credit is really so bad they can’t obtain a credit restriction of $300 at a 27 rate of interest without putting straight straight down a safety deposit. (more…)